Tata AIG General Insurance Company is a product of combined business enterprise between the Tata Group and the American International Group (AIG). The Tata Group is a global business giant headquartered in India.
The insurance company began its operations in 2001 and it has made a mark in the industry with its products and services in its 16 years of operation. It offers an extensive range of products addressed towards individual as well as business insurance needs. The products range from Motor Insurance, Travel Insurance, Home Insurance, Health Insurance and Rural Agriculture Insurance under Personal Insurance. Under commercial lines insurance, it offers niche products like Business & Property Interruption Insurance, D&O, General and Professional Liability Insurance Environmental Insurance.
It provides hassle free and efficient claim settlement with its in-house claims handling team of over 400 experts at over 90 offices. The company has a workforce of about 2800 employees and 152 branches pan India. In May 2014, it set up the ‘TATA AIG Academy’ to provide significant knowledge and exposure of the general insurance domain to its distributors.
Features and benefits exclusive to Tata AIG Health Insurance
Some of the features and benefits offered by Tata AIG Health Insurance are what sets it apart from other private insurance providers in the industry. It provides comprehensive cover for hospitalization expenses like room rent, ICU expenses, Day care procedures and pre and post hospitalization expenses for 30 and 60 days respectively.
You can access cashless hospitalization at over 3000 network hospitals across the country. Tax benefit can be availed for payments made towards insurance premium under section 80D of Income Tax Act. It also provides cover for specified critical illnesses under certain plans. The company offers lifelong renewal if premium is paid without any break prior to the expiry of the policy or within grace period.
A 24/7 customer helpline is available for any assistance and queries on claim settlement. Under its Wellsurance plans, it provides various benefits like helpline exclusively for health and wellness information, a health portal and health query services. It also offers discounts on health related services like gym, diagnostic centres, etc. Its trained and dedicated claims handling team ensure fast track, fair and transparent settlement of claims.